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Flood Preparedness for SMEs: Protect Your Business Before the Storm

13 November 2025

Flooding can happen suddenly — and even a few inches of water can cause serious disruption to your businesses. From damaged stock to lost trading days, the impact can be costly.

Here’s how you can prepare and stay resilient:

Plan Ahead

  • Sign up for flood alerts from the Environment Agency or local authorities.

  • Identify flood risks near your premises — rivers, drainage systems, and low-lying areas.

  • Create or update your business continuity plan, including remote working and communication arrangements.

Protect Your Property and Assets

  • Move critical equipment and stock to upper floors or shelves.

  • Install flood protection measures, such as door barriers, airbrick covers, and non-return valves.

  • Keep insurance documents and backups (digital and paper) in a safe, accessible place.

 Protect Your People

  • Make sure staff know what to do if flooding occurs — including safe evacuation routes and contact points.

  • Keep an emergency contact list for staff, suppliers, and customers.

  • Don’t take risks: never walk or drive through flood water.

Recover and Reopen

  • Once it’s safe, document damage for insurance and recovery claims.

  • Communicate with customers and partners early about any disruption.

  • Learn from the event — update your plans to strengthen future resilience.

Flooding doesn’t have to stop your business — preparation makes the difference.
Find practical guidance and local advice at: 👉 LLR Prepared – Flooding